The State Bank of Geneva

Locally owned since 1903

With what seems to be a bank on every corner, The State Bank of Geneva continues to successfully compete with larger conglomerates. "We have our roots where others have their branches", is certainly true in this time of buy-outs and mergers. The State Bank of Geneva was here yesterday, is here today, and will be here tomorrow.

Questions or concerns?

We would love to hear from you!  Please visit our contact us page to determine the best way to contact us.

SBG Debit Card

The State Bank of Geneva offers a MasterCard ATM/debit card with chip technology. The card may be utilized anywhere that MasterCard is accepted, including millions of retailers, ATMs, online, or over the phone.   If you have a State Bank of Geneva checking account, you may request a debit card by meeting with one of our relationship bankers to complete an application.  Apply today for The State Bank of Geneva debit card, so you can begin enjoying the security and convenience the debit card provides.

Get Cash, Buy Groceries, Pay Bills, or order online.  The list of debit card possibilities goes on and on.

Debit cards work just like a credit card for online purchases but without the high interest charges, late fees, or annual fees. 

Purchases are withdrawn directly from your checking account, and you can track transactions and balances easily, Online or on your mobile phone. 

With the debit card you do not need to make a separate trip to an ATM or the bank, because you have the option of receiving cash back when making your purchase.  

Surcharge-free ATM Network

STAR ATM Network

When you use a State Bank of Geneva ATM/Debit Card, you have access to over 43,000 Surcharge-Free ATMs. To avoid ATM surcharge fees, look for ATMs displaying the Starsf or MoneyPass logos. You may also go to the STAR website to locate surcharge free ATMs. Of course, your State Bank of Geneva ATM/Debit card may be utilized at The State Bank of Geneva’s ATM without incurring any surcharge fees.

Instructions to locate Surcharge Free ATMs (Starsf and MoneyPass)

  • 1. Go to Star.com/locator
  • 2. Select “Find an ATM”
  • 3. Choose “Surcharge-free ATM”
  • 4. Enter address and/or zip code
  • 5. Press Search
  • 6. A map will show the surcharge free ATMs
  • 7. Press the arrow next to Filer Results, if you wish to hide Filter Results
  • 8. Highlight the pinpoint with the blue circle holding the white star, and the name and location of the ATM will display

If you want to know all ATMs in your area regardless of fees, enter address and/or ZIP without selecting surcharge-fee ATM.

Debit Alerts

How much does it cost to use this service?

At this time, the Bank does not charge for this service. If you elect to receive consumer-selected alerts via e-mail, alerts will be sent to your email address and there is no additional cost to you. If you elect to receive consumer-selected alerts via Short Message Service (SMS), alerts will be sent to your mobile phone via text message and standard text message and data rates assessed by your mobile carrier may apply. Please check with your mobile carrier to ensure that you own an SMS capable mobile handset that is registered on a carrier network and elected for a data plan that includes use of the mobile handset’s SMS capabilities.

What if I do not have text messaging on my mobile phone?

Text messaging capabilities on your mobile phone is required to receive SMS consumer-selected alerts. If your mobile phone is able to send and receive text messages, but you do not subscribe to this service, you will need to contact your mobile phone provider to add a text messaging feature to your phone plan.

How do I register for The State Bank of Geneva debit card alerts?

Goto https://alert.smsservicesnow.com/Landing/SBGeneva

1. Click 'Register or Return'

2. Enter the requested information

3. Select any alerts you would like to receive

4. Click submit

For more information goto https://alert.smsservicesnow.com/Landing/SBGeneva and click on FAQ's and/or Terms & Conditions.