The State Bank of Geneva

Locally owned since 1903

With what seems to be a bank on every corner, The State Bank of Geneva continues to successfully compete with larger conglomerates. "We have our roots where others have their branches", is certainly true in this time of buy-outs and mergers. The State Bank of Geneva was here yesterday, is here today, and will be here tomorrow.

 

Business and Non-For-Profit Deposit Services

At The State Bank of Geneva, we believe that businesses play a major role in the development of our community. We offer a variety of business checking and savings plans to fit your financial needs.

The State Bank of Geneva offers the following business deposit account types:

Business Checking

NOW Business Checking

Business Money Market

Business Investor's Advantage

Easy Access Certificate of Deposit

Certificate of Deposit

 

 

Business Checking

The State Bank of Geneva’s Business Checking Account meets the needs of all business sizes for basic check writing services at a competitive cost.

  • Low minimum deposit to open: $100
  • No ongoing minimum balance requirement or monthly maintenance fee
  • Low per item processing fee
  • Free Online Banking
  • Unlimited check writing
  • Checks or check images returned monthly
  • Monthly statement

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NOW Business Checking

A NOW Business Checking Account from The State Bank of Geneva meets the needs of sole proprietorship and non-profit organizations that want to maximize funds by earning interest. Activate a NOW Business Checking Account with a low opening deposit and have your money work for you.

  • Low minimum deposit to open: $2,500
  • Minimum balance to avoid fees: $2,500
  • Free Online Banking
  • Unlimited check writing
  • Checks or check images returned monthly
  • Monthly statement

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Business Money Market

Take advantage of higher interest rates with a Business Money Market Account from The State Bank of Geneva. A Business Money Market Account provides a higher interest rate with easy and immediate access to your funds through check writing privileges.

  • Minimum deposit to open: $2,500
  • Minimum balance to avoid fees: $2,500
  • Limited to three checks and three withdrawals per month
  • Checks or check images returned monthly
  • Monthly statement

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Business Investor's Advantage

Earn high rates of interest without tying up your funds.

  • Minimum deposit to open: $10,000
  • Minimum balance to avoid fees: $10,000
  • Limited to three checks and three withdrawals per month
  • Checks or check images returned monthly
  • Monthly statement

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Easy Access Certificate of Deposit

An Easy Access Certificate of Deposit is a three month Certificate of Deposit that earns a higher rate with the convenience of a Savings Account.

  • No penalty on early withdrawals after the first seven days after you establish the account
  • Unlimited withdrawals as long as you maintain a balance of $5,000
  • Unlimited deposits

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Certificate of Deposit

A Certificate of Deposit is a smart way to save when you want your money to earn more and do not need access to your savings for a specific period of time. Because each Certificate is held for an exact number of months, it's a perfect choice when you want to save money for a future purchase.

  • Competitive rates
  • Automatic renewal
  • Dividends paid into savings, checking, by check, or compounded to your certificate of deposit

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