The State Bank of Geneva

Locally owned since 1903

With what seems to be a bank on every corner, The State Bank of Geneva continues to successfully compete with larger conglomerates. "We have our roots where others have their branches", is certainly true in this time of buy-outs and mergers. The State Bank of Geneva was here yesterday, is here today, and will be here tomorrow.

SBG Guidance based on Equifax Data Breach

Dear State Bank of Geneva (“Bank”, “we”, “us”) Customer (“you”, “your”):

Recently, Equifax, one of the three national consumer credit reporting agencies, announced a major data breach. This breach affects approximately 143 million U.S. customers.  According to Equifax: the data breach occurred from mid-May through July 2017, and the information stolen includes consumers’ personally identifiable information, including names, Social Security numbers, dates of birth, addresses and, in some cases, driver’s license numbers. Approximately 209,000 credit card numbers and dispute documents with personally identifiable information for approximately 182,000 consumers were also stolen. There is no evidence of unauthorized access to consumers’ credit reporting databases.

To be clear, The State Bank of Geneva was not compromised and your information was not stolen from our Bank. We take the security of our customer information very seriously, and we are providing you with publicly available information about this massive breach and the steps you can take to protect your personally identifiable information if you so desire. Following this unprecedented breach, we are also asking our customers to be extra vigilant and report any suspicious activity in your Bank accounts by calling us at 630-232-3201.  Equifax has established a dedicated toll-free number to answer questions you may have about the Equifax data breach and its effect on your personally identifiable information. You may call them at 866-447-7559.

Equifax has established a website that informs consumers if they may be affected by the breach, provides additional information on the breach, and offers complimentary identity theft protection and credit file monitoring. This information is available at To protect your identity and personal information, we strongly encourage you to consider the actions noted below. 

Review your account statements to spot any suspicious transactions. If you are signed up for online banking, you can also monitor your account activity online at any time at

Experian ®                   TransUnion®                 Equifax®

P.O. Box 9554       P.O. Box 2000       P.O. Box 740241

Allen, TX 75013    Chester, PA 19016        Atlanta, GA 30374                   

888-397-3742       800-680-7289            800-349-5191

  • You should also contact the credit reporting agencies to notify them of any suspected fraud or identity theft.

If you believe you are the victim of identity theft, contact your local law enforcement office and/or your state attorney general. Finally, you may also want to consider reviewing information about recovering from identity theft, which is available from the Federal Trade Commission (FTC) at or by calling 1-877-IDTHEFT (1-877-438-4338). The FTC also offers general information to protect your online presence at


The Officers and Staff of The State Bank of Geneva

Sandra Klimowski (Sandy) set to retire from The State Bank of Geneva after 25 years of service.

Sandra Klimowski (Sandy) set to retire from The State Bank of Geneva after 25 years of service with an overall 29 years of banking experience.

Sandy began working for The State Bank of Geneva in November of 1991 as a Loan Secretary. With dedication, discipline, and hard work Sandy made a tremendous impact on the Bank.

Sandy has worn multiple hats with the Bank, including one of the Bank's receptionists, Loan Secretary Supervisor & Loan Documentation Specialist. She took charge of the Banks annual Pumpkin decorating contest & the employee chili cook off contest.

For 25 years Sandy has been a staple at The State Bank of Geneva, offering a warm welcome to all who entered the Main lobby, a smile and warm hug to many Clients at the annual appreciation party.  She has shown much compassion and kindness, especially with her tremendous talent of knitting and crocheting offering many prayer shawls, prayer squares and chemo caps to those in need.

Although Sandy will be missed we would like to wish her all the best in her new adventures. Please stop by January 26, 2017 to January 31, 2017 during her last week at The State Bank of Geneva to wish her the best of luck on her retirement. 


Christopher Barton

GENEVA, IL, January 2016 – The State Bank of Geneva is proud to announce the election of Christopher P. Barton to President, CEO and Director.  “Christopher has a passion for the role a community bank can play in building the community and serving businesses that makes him an excellent fit for The State Bank of Geneva.” said Gregg Nelson, Chairman of the bank.  Mr. Barton has had a long career in community banking.  He most recently served as Executive Vice President of Community Bank-Wheaton/Glen Ellyn; prior to that he was with the Gary-Wheaton Bank. “I am thrilled to be part of such a dynamic community and believe The State Bank of Geneva plays a unique role. I look forward to continuing the tradition of personal attention in an industry that is becoming more and more impersonal.  I am committed to using a collaborative process to identify challenges our clients are facing and provide solutions to help them achieve their financial goals.” said Barton.  Please stop in to say hello to Mr. Barton

About The State Bank of Geneva

The State Bank of Geneva is the only locally owned bank in Geneva and is committed to helping residents and businesses build prosperity; forging lasting relationships through teamwork, respect and integrity.  Locally owned for over a century, The State Bank of Geneva offers personal and business deposit and loan services along with extensive trust services.  Check out our website and like us on Facebook! 

Consumer Online Banking signup

Our new online banking website is now live and we are accepting registrations.  Self-enrollment is quick and easy.

To self-enroll in The State Bank of Geneva Internet Banking as a personal consumer, you must first visit The State Bank of Geneva homepage at and navigate to the left side of the screen and under the “Online Banking” tab you will find the “Online Banking Registration.”
After click on the “Online Banking Registration,” you will then proceed to the “Sign On to Online Banking” screen. For registration, you will navigate to the “Please click here to Enroll in Online Banking” tab. For any future reference, you will just enter your username in the “Username” field to the left of this registration area and continue through logon process.

Step 1.) After clicking “Please click here to Enroll in Online Banking,” a ‘Confirm Your Identity” page will appear. This is where you will enter all of your personal information such as name, address, tax-ID, birth date (MM/DD/YYYY), etc. You will enter one account type and the corresponding account number here; it does not matter which account you choose as long as it is a valid account number at The State Bank of Geneva. Your personal information must correspond with what The State Bank of Geneva has on record for your accounts. After finishing this section of the registration you will click on “Continue Enrollment.”

Step 2.) If everything on the previous page was entered correctly, the registration will navigate you to a “Create Signon Information” screen. On this page, you will enter a username that is personal to you that is unique and easy to remember; this username may not contain any spaces. You will confirm this username once again and then create a password.
Password Requirements

  • At least 8 characters in length
  • 1 or more numerical characters
  • 2 or more alpha characters (At least 1 uppercase and 1 lowercase)
  • 1 or more special characters (!@#$%^&*< >)

Step 3.) You will then be asked to review our disclosure and agree to our terms and conditions before continuing to the last page.

Step 4.) After you agree to our terms and conditions you will be asked to review your username and primary email for verification purposes. After you click on “continue enrollment,” you will be directed to a confirmation page that says enrollment completed with a green check mark. You will then be navigated directly into your “Accounts Overview” page where you can do a variety of tasks.

Business Deposit Accounts Company Admins in the new OLB

Our business customers were mailed a letter today with information containing instructions on how to log into the the new Business Online Banking.  Please be on the lookout for it.  You are able to add sub-users once you complete the sign-up process at after January 26th 2015.  Full instructions can be found here.

Consumer online banking sign-up instructions will be posted soon, please keep an eye out for them.