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ABOUT SECURITY |
| Security refers to preventing unauthorized access to a computer system or network. Internet Banking uses several layers of technology to prevent unauthorized users from gaining access to the internal network. Internet Banking's security professionals manage a sophisticated networking architecture that includes screening routers, filtering routers, and firewalls. |
| Internet Banking is a term for accessing your account information over the Internet. We may refer to it as Internet Account Access or use a different name. |
| The Internet Banking section is automatically secured/encrypted, but the rest of the Web site can be accessed as either secure or unsecure. |
| To ensure security, we recommend the following: Never reveal your password**. |
| **Password refers to your telephone access (audio response system, not Bill Payment) password or the password that you selected when you signed up for Internet Banking. We may alternatively use a different name(e.g. "PIN"). If you have questions about what to enter in order to access Internet Banking for the first time, contact our Customer Service. |
| IMPORTANT: | Some browsers allow you to enable a function to require passwords for specific sites or certifications. In that instance, you should enter the password for the browser. |
| Passwords are case sensitive. Mixing uppercase and lowercase letters is permitted. |
| You can change your Internet Banking password under User Options at any time. It is recommended that you change your password every six months. |
| WARNING: | We do not have access to your password. In the case of a forgotten password and/or challenge questions, contact our Customer Service and ask them to reset your password for Internet Banking. |
| Use the Sign Off icon to end a Internet Banking session. This will securely close out your Internet Banking session and expire all the cookies that were set in your session. Do not use the Back key. |
| IMPORTANT: | If you do not exit the browser, the browser will allow you to use the Back key to get back into your Internet Banking session should you wish to explore another site. |
| The amount of time you can remain inactive before being automatically logged out of Internet Banking can be set under User Options. |
| WARNING: | For your own security, keep this time setting as short as possible. |
| It is recommended that you balance your account at least once a month so that any discrepancies can be reported in a timely manner. |
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RECOMMENDED OPERATING SYSTEMS FOR INTERNET BANKING |
| Recommended Operating Systems
Internet Banking is optimized to use with certified/recommended operating systems. By using a different operating system, you may not be able to take full advantage of all the features within Internet Banking. Click here for a list of recommended browsers. |
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DETERMINING YOUR BROWSER VERSION |
In Microsoft® Internet Explorer:
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In America Online's Web Browser:
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ABOUT COOKIES |
| Cookies are small text files on your system, used to keep track of settings or data for a particular site. Web sites can use cookies to identify a returning user or to pass information between Web pages in a single visit.
There are two types of cookies: temporary and permanent. Temporary cookies are used and tracked by the browser to pass information and are deleted once the browser is shut down. Permanent cookies are stored on your system and can be accessed again for multiple visits. Permanent cookies usually have an expiration date and will be automatically deleted from your system at that time. Internet Banking uses temporary cookies and may use permanent cookies, but never passes private information through cookies. An example of how Internet Banking uses a temporary cookie is in the demo. The browser uses the cookie to either show or hide the overview depending on the user's choice. Every time the demo is used, that cookie will be used and deleted once the demo is exited or the browser is shut down. Internet Banking also uses a different kind of temporary cookie known as a session cookie, a non-persistent cookie, or a pre-expired cookie. This cookie is used as part of the stringent security measures in Internet Banking to make sure that each page in Internet Banking is not cached or saved on your system. This means that each page must be retrieved from the Web server. This cookie is deleted when a user logs or times out of Internet Banking or if the browser window is closed and ensures that another user on the same computer cannot access the previous user's Internet Banking session or information. If you use Enhanced Security, Internet Banking may place a secure permanent cookie on your computer. This secure cookie is unique, and when used in combination with your login information, creates a unique way to identify you to the system. For every login attempt after you add extra security to a computer, this secure cookie is validated along with the login identification you normally enter. This secure cookie is only used to validate your identity and does not contain any personal information. |
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ABOUT JAVASCRIPT |
| JavaScript is a widely accepted, simple programming language that allows a Web site to be more interactive. Web sites can use JavaScript to perform many actions such as calculations, displaying dynamic navigation, and rotating through banner images. By using JavaScript, Web sites can be proactive by making a better internet experience.
An example use of JavaScript in Internet Banking is form validation. Validation is simply enforcing certain rules on different fields. When presented with a phone number field, JavaScript can alert the user if the phone number format is incorrect or if a value in the field is not a number. This allows the form to be filled out and submitted correctly the first time. If JavaScript is not enabled, some or all of the Internet Banking features may not work. In most browsers, JavaScript is enabled through the adjustment in Security Settings. Please refer to the specific section for your browser by clicking on the link located in the index at the top of the page. |
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ABOUT SSL |
| Before initiating your Internet Banking, we first require that a "secure session" is established using Secure Socket Layer (SSL) encryption. This is a process where the information between our server and your browser is encrypted or scrambled so it cannot be read by unauthorized parties. |
| A general indicator that you have entered a secure session is when the URL (web page address) in the address bar starts with "https" (note the "s" at the end) rather than "http", your session is secure. |
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ABOUT DISPLAY SIZE |
| The content of a Web site is created to be best viewed in a range of display sizes or screen resolutions. The display size maximum is determined by your monitor's maximum display area (by maximizing your browser window) and the display size minimum is user controlled by resizing the window to be smaller then the maximum area allowed.
By viewing a Web site at or above the recommended display size or screen resolution all the Web site content can be seen without scrolling left to right. Each Web site will vary with their recommended display size or screen resolution, but the most recommended browser display sizes are 800 width by 600 height (800 x 600) or 1024 width by 768 height (1024 x 768). Your monitor's display size, sometimes referred to as the desktop area is a setting controlled by your Operating System. Please refer to your Operating System documentation on how to determine and change your display size. |
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ABOUT ADOBE ACROBAT READER |
| Adobe Acrobat Reader is a free browser plug-in that can read certain document file types known as PDF (portable document format). Having this plug-in allows you to read a PDF file from your browser window rather than having to open the Adobe Acrobat program to read the file. If you need Adobe Acrobat Reader, click here and follow the directions on Adobe's Web site.
Internet Banking most commonly uses PDF files for Online Statements and Check Images. |
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RECOMMENDED BROWSERS FOR INTERNET BANKINGRecommended Browsers
Our site is optimized for use with certified/recommended browsers. If you use a different browser, you may not be able to take full advantage of all the features of the site. Be sure to select a supported version when downloading at the following locations: Microsoft©Internet Explorer Download: America Online© Download: Mozilla Firefox Download: Safari Download: |
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Internet Explorer 7.0 SettingsBrowser SettingsCookies
Security
Deleting All Temporary Internet Files:
Deleting Cookies Only:
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America Online 8.0 & 9.0 SettingsAmerica Online (NOTE: The built-in AOL browser appears to be a version of an Internet Explorer browser. In that case, some things (e.g. deleting cookies, etc.) could be accomplished the same way as done with Internet Explorer browsers.)AOL Auto-Fix (NOTE: Users must be signed on to their PC as a System Administrator in order to do this.)
Browser Settings: (This is done from your Desktop, not inside the AOL browser)
Block pop-up windows:
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Mozilla Firefox 3.0 SettingsBrowser Settings:
Deleting the Cache: (a.k.a. Temporary Internet Files)
Deleting Cookies Only:
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Safari 3.0 SettingsPreferences:
Deleting the Cache: (a.k.a. Temporary Internet Files)
Deleting Cookies Only:
Block pop-up windows: |
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UNABLE TO LOG INTO
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Login Security Information |
Internet Explorer Content Advisor
- Click on Tools.
- Select "Internet Options"
- Select the "Content" tab
- Select "Settings" and input the Content Supervisor password. (The password was created when Enabling the Content Advisor, if you have forgotten this password contact Microsoft)
- Select "Approved Sites"
- Copy and paste the entire login page URL, For example: www.sbgenevaonline.com/onlineserv/HB
- Select "Always" and then click "Apply"
- Click "OK" to close the Window.
- When logging into Internet Banking, you may see the following message box:

- Select "Yes" to continue.
Additional Third Party Software (TPV)
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DOWNLOADING FILES TO
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To search for help with Microsoft Money, visit http://www.microsoft.com/money/.
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Importing to MS Money |
- Go to Account Access and click on Export.
- Choose the source account and the date range you wish to download.
- Choose Money OFX as the export format.
- A screen will pop up. Follow the MS Money instructions.
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HOW TO ALLOW POP-UPS FOR THIS SITE
Some of the services we offer open in pop-up windows. If you find that these do not display, they are probably blocked by your Web browser, a browser toolbar, or another Internet security tool. We assure you that it is safe and secure to allow pop-ups for this site and recommend you do so to access all of our services.
Listed below are some of the most popular browsers and pop-up blockers. To enable pop-up windows for this site, please select the browser or tool you are using and follow the instructions provided.
Internet Explorer
Firefox
Safari
America Online
AOL Toolbar
Third-party pop-up blockers
Internet Explorer
If you have the latest updates from Microsoft on your computer, you will likely see a message appear automatically in your browser when a pop-up window is blocked (see image below).
- Click on the yellow bar that appears in your browser.
- When the menu appears, select Always Allow Pop-ups from This Site.
- A dialog box will appear asking you to confirm. Click Yes.
- The page will refresh and you can now click the link for the service that was blocked earlier.
If you do not see a pop-up message appear automatically in your browser, you can still allow pop-ups for our site by changing the setting through the Tools menu.
If you are using Internet Explorer 7:- Locate and select the Tools menu.
- Select Pop-up Blocker.
- Select Pop-up Blocker Settings.
- Enter the address of our site in the Address of Web site to allow field.
- Click Add.
- Click Close.
- You can now click the link for the service that was blocked earlier.
Firefox
If you are running the latest version for Firefox, you will likely see a message appear automatically in your browser when a pop-up window is blocked (see image below).
- Click on the yellow bar that appears in your browser.
- When the menu appears, select Allow pop-ups for... Our address will appear here so that you know you are allowing pop-ups for the right site.
- A dialog box will appear asking you to confirm. Click Yes.
- The page will refresh and you can now click the link for the service that was blocked earlier.
If you do not see a pop-up message appear automatically in your browser, you can still allow pop-ups for our site by doing the following:
- Go to the Tools menu and select Options (For Macintosh users, select Preferences).
- Click the Content tab (If on an older version, click Web Features).
- On the same line as to the text Block pop-up windows click the button labeled Exceptions (If on an older version, click Allowed Sites).
- Enter the address of our site in the Address of Web Site field.
- Click the Allow button (or the Enable button, depending on your version).
- Click the Close button to save the changes.
- Click OK to close the Options window.
- You can now click the link for the service that was blocked earlier.
If you still do not see the service open in a pop-up window, you may have another third-party tool blocking pop-ups that you also need to modify in order to use the service (see below).
Safari
For Macintosh users, in order to disable the pop-up blocker in Safari:- Open the Safari menu and select the Preferences option.
- Uncheck Block pop-up windows.
For Windows users, in order to disable the pop-up blocker in Safari:- Open the Edit menu and select the Preferences option.
- Click on the Security tab.
- Uncheck Block pop-up windows.
You can now click the link for the service that was blocked earlier. Once you are finished with our online services, you can turn the pop-up blocker back on if you wish to keep it active for other sites.
If the option was not checked, or if you still do not see the service open in a pop-up window, you may have another third-party tool blocking pop-ups that you also need to modify in order to use the service (see below).
America Online
To disable the pop-up blocker if you are using the AOL browser:- Go to the Safety menu and select Web Pop-up.
- Select the Web Pop-Ups tab.
- Set the radio button for Pop-up Controls to either Allow all pop-ups or Allow web pop-ups from these sites.
- If you selected Allow web pop-ups from these sites, enter the address of our site in the field below and click the Add button.
- Click the Save button.
- Click the OK button if prompted.
AOL Toolbar
To disable the pop-up blocker if you are using the AOL toolbar:
- Locate the toolbar in the browser (as shown above).
- Click on the pop-up blocker icon. Depending on your version, it will look similar to this:
- Select Allow Pop-up from… Our address will appear here so that you know you are allowing pop-ups for the right site.
You can now click the link for the service that was blocked earlier. Once you are finished with our online services, you can click the button again to turn the pop-up blocker back on if you wish to keep it active for other sites.
Third-party pop-up blockers
Some of the most common pop-up blockers are listed below. Please select or view the tool you are using and follow the instructions provided.
Google Toolbar
Yahoo! Toolbar (Search for "pop-up blocker" to find instructions)
Norton Internet Security
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COMPATIBILITY TEST
Having difficulties viewing the test or not seeing the test results could be due to one or more of the following: - Pop-up Blocker. If your browser uses a pop-up blocker, please disable it and click on the Test Again link. For more information regarding pop-up blockers please refer to the specific section for your browser by clicking on the link located in the index at the top of the page.
- JavaScript is disabled. If your browser has JavaScript disabled, please enable it and click on the Test Again link. Click here for more information about JavaScript.
- Alternative Browsers. Using an outdated, branded, or non-standard browser might cause test errors. Attempt to run the test on a recommended browser to see if the test can be successfully run. Click here for a list of recommended browsers.
If you are still not able to view the test, please contact our Customer Service for further help.
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ERROR MESSAGES
Error Messages - To show our Customer Service the exact error message that you are receiving, display the error message on your screen then press ALT+Print Screen on your computer's keyboard. This will transfer the image to your clipboard. Open your Word Processor and paste the selection. You can save this file and e-mail it to our Customer Service for support.
When experiencing an error message, try the following steps before contacting our Customer Service:
1. Close the browser.
2. Retry.
3. Delete the Cache, Reload, or Refresh.
After trying this and you still continue to receive the error message, contact our Customer Service.
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